All About the FAFSA Deadlines

All About FAFSA

What is FAFSA? When you are in college or are planning on going, you are sure to wonder what is a FAFSA. The Free Application for Federal Student Aid (also known as FAFSA), is used to determine if college students in the United States are eligible to receive a Federal loan or grant. Each year you are required to submit a FAFSA, if you want to continue receiving financial aid. The U.S. Department of Education also uses the form to determine if you can be fully covered by financial aid. If not, you will be provided with an Expected Family Contribution (EFC) balance for the amount not covered by your financial aid. FAFSA is the application used by most colleges to determine if students are eligible for Federal loans and grants.

FAFSA deadlines are determined by where you live and what school you go to. Applicants need to pay close attention to their FAFSA deadlines because, some of the dates refer to when the FAFSA needs to be submitted while others refer to when they need to be processed. It is recommended that all FAFSA’s be filed as soon as possible after January 1st, that way there’s no confusion with the dates. The sooner you file for your FAFSA the better your chances are for receiving a loan or grant. Some types of financial aid is given on a first-come, fist-served basis; that is why it’s best to file your FAFSA right away.

All About the FAFSA Deadlines

There are several FASFA requirements, but the main one is being able to show that your cost for schooling is more than your estimated family contribution. Some of the other FASFA requirements are, you have to register for 6 credit hours of study minimum, you must be a national or U.S. citizen or an eligible non-citizen, have a valid Social Security Number and you need to be able to provide documents to verify that the information on your FAFSA is correct. However, you are not allowed to be in default on a federal loan, have borrowed more than your loan limits, or be convicted of any type of drug activity while receiving financial aid. Your parents may be required to submit parental information if you are under a certain age, and don’t have any dependents who live with you that you support for more than half the year. Parental information will not be needed if you are a legal emancipated minor, married, are in the care of a legal guardian or if you were in foster care, a dependent of the court or if your parents died after you turned 13. If for whatever reason you have a certain circumstance that keeps you from providing parental information, you can still submit a FAFSA. However, your form will be incomplete and you will need to contact your colleges financial office. There are more FASFA requirements, but these are some of the main ones. Knowing what a FAFSA is, what is required to apply, and how important the deadlines are will make applying easier.

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